
A Foundation of Financial EducationAt the helm of USA-CreditRx LLC is our founder and CEO, Lloyd Melville. With years of experience in the financial services industry, Lloyd established this firm with the belief that financial literacy should be accessible to everyone, not just the elite. His leadership is defined by a commitment to "exceptional customer service" and a hands-on approach to client success.
Lloyd’s philosophy is simple: we win when our clients win. He has built a team of specialists who share his passion for consumer advocacy and aggressive credit restoration. Under his guidance, USA-CreditRx has evolved from a local New York service into a trusted name for credit improvement nationwide.
While our immediate goal is to improve your numbers, our long-term goal is to change your relationship with credit. This is why we offer extensive financial education and free consultations. We believe that an educated client is a successful client.
We provide resources that explain the "why" behind credit fluctuations: from the impact of credit utilization ratios to the specific weight of payment history on your FICO score. By understanding these mechanisms, you can maintain the gains we achieve together and ensure your financial future remains bright long after our initial work is completed.
At USA-CreditRx LLC, our team of credit restoration experts is dedicated to understanding your unique needs. We encourage you to reach out to us by sending a message, and we assure you that we will respond promptly. Your satisfaction is our priority, and we are here to provide the assistance you need.

Welcome to USA-CreditRx LLC. We specialize in helping individuals identify, challenge, and work to remove inaccurate, outdated, or unverifiable items from their credit reports.
6-month program — then month-to-month with no long-term lock-in.
Please note: the information on this website is provided for general educational and service-related purposes only. Results vary by individual credit profile, and no specific outcome or credit score increase can be guaranteed.
By continuing, you confirm that you are at least 18 years of age.